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Net "due from" balances should be reported in items 1.a and 1.b below, as appropriate. Net "due to" balances should be reported as deposit liabilities in Schedule RC, item 13 below. See the Glossary entry for "Reciprocal Balances." Noninterest-bearing balances and currency and coin. Report the total of all. website: www.rcbalance.com important notices: (1) please read carefully. this agreement contains an arbitration clause requiring all claims to be resolved by way of binding arbitration. (2) always know the exact dollar amount available on the card. merchants may not have access to determine the card balance. RCBalance utilizes advanced technology and secure connections to retrieve your ReadyCard balance quickly. It seamlessly connects with the ReadyCard system and fetches the latest account information, eliminating the need for manual checks or contacting customer support. 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