This subreddit is a place to discuss anything related to Canadian personal finance. The topic of "personal finance" includes budgeting, goal planning, taxation, saving, investing, banking, credit cards, insurance products, major purchase advice, unique deals and tips for frugality, employment financials (not career or job hunting) and other income sources, …Aug 16, 2022 ... More from r/personalfinance · 's profile; Close. r/personalfinance. Join. Personal Finance. Learn about budgeting, saving, getting out of debt ...For instance, r/PersonalFinance, and r/Budgeting are examples of subreddits. Upvote/downvote: Readers have the chance to rank certain content with an upvote or a downvote. Karma: To help content creators, Reddit has devised a point system or “Karma” to help get more of the popular content out there. The points are given based …Just because your plan might be a "HDHP", it doesn't mean that it is an "eligible HDHP" in terms of contributing to an HSA. For example, an eligible HDHP must have a minimum annual deductible of at least $1,300 ($2,600 family) and a maximum out of pocket of at most $6,550 ($13,100 family), in terms of 2016 values.r/personalfinance Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF Wiki, and get on top of your finances! Cool thank you! Live below your means but start a side hustle to increase your means and invest the difference in an index fund at the minimum. Don’t allow for lifestyle inflation to match your income increases - increase how much you ‘pay yourself’. Top tip: move to Australia as early in your life as possible. I know this forum (and most Personal Finance people) are against leasing a car unless it's for business purposes. But I wouldn't go get a $900 per month lease on some car I can't afford. I'd obviously try to keep it smart and affordable, while also driving a decent, safe, and comfortable car to commute in and take the occasional … Brokers buy/sell things for you and charge you fees for doing it. Everything can be done electronically nowadays, so the fees are lower. Track personal expenses so that you are not spending more than 80% of your take home income every month. Save the rest. You will want to try to save at least a 6 month emergency fund, and invest/save the rest ... The Exchange joked earlier this week that Christmas had come early Social hub Reddit filed to go public, TechCrunch reports. You know what that means: It’s time to ask questions. T...Here is one that I made and use. Download it for yourself, don't try to edit it. This is a fairly straightforward template. I deleted all the stuff that is personal to me. you make your categories on the first page. You decide what your regular expenses are, what you want to save for, and what cards you use.Reddit, often referred to as the “front page of the internet,” is a powerful platform that can provide marketers with a wealth of opportunities to connect with their target audienc...The problem with Whole Life is it is typically not a better investment than many other things, like index funds, which are also infinitely easier to manage and obtain. Whole life is also typically not cheaper life insurance than Term life. That said, it’s not straight up awful. It’s just typically not better.Taxes. Your employee income is taxed like so: 7.65% goes to Social Security and Medicare taxes until you reach $160,200. Also, at the same time your income is taxed in chunks at various rates. Assuming no special deductions, 0% for the first $13,850 due to standard deduction and exemption. Then 10% of the next ~$9K, 15% of the next ~$28K, 25% ... For Example: Stock A costs 10€ and you buy 2 Stocks of it, you pay 21€. But the shown buy-in price displays 10.5€ Because 21€/2=10.5€ as in total Money invested. This is where my problem is. Amazon was at 157.90€ and i bought shares for it with 50€ (51€ because +1€ fee) Totalling my shares to: 0.316656. Personal Finance in a nutshell. It seems to me that the most basic understanding of personal finance comes down to balancing today's wants/needs (budget) with plans to be free (FI/RE). Over the past year and change, this sub has encouraged me to get rid of credit card debt, grow an e-fund, create a budget and throw extra …Mortgage loans. Usually, you cough up a down payment out of your own savings, and take out a loan from a bank to fund the remainder of the house. The bank buys the house for you, and you pay the bank back monthly. After X number of payments (say, 30x12), the bank "gives" you the house.Nov 13, 2023 ... The go to is about 10k savings. After that, best to put your money into something that will make better returns, be that investing in the stock ...Reddit, often referred to as the “front page of the internet,” is a powerful platform that can provide marketers with a wealth of opportunities to connect with their target audienc...A place to discuss personal finance for New Zealanders. Discuss savings, investments, KiwiSaver, debt management, home loans, student loans, insurance, and anything else …Bitcoin is at the all time high. Cashing out and paying off you mortgage, which is a high rate loan compared to the average, would be a no brainer for me. Take your old mortgage payment and invest it and start making interest instead of paying it. A CD won't pay quite 5.75%, but that could change.Nov 4, 2022 ... If you're getting something for free, your data is the product that the service uses to make money. All of those free budgeting services sell ... I already have a 3 month emergency fund and max out my pension. Assuming a 7% return in index funds (somewhat conservative), £600,000 would give me a return of around £42,000 a year (compounding) - much more than the £18,000 I'd save a year in rent. House prices in London, while resilient, are fairly stagnant. Reside in Virginia, single at a $115k salary. I’ve been paying off my tuition bill as it comes through the university’s payment plan accruing no loans. 2023 Fall semester. · Early July 2023- I deposited $4,000 in the Virginia529 plan. · Late July 2023 - Withdrew the $4000 to pay for partial tuition. The r/personalfinance reddit has very basic question but also really sad stories where people have dug themselves so far in the hole it is bleak. Honestly if you read the free PDF "If You Can" that has so much great info packed into 15 pages - you don't need to do all the "homework" of reading his recommended books the first 1-2 go throughs ...I'd say earmark like $1,000 to spend on a memorable experience (like travel or special event) or a durable thing that you'll have for a long time (my mind goes to sporting/recreational equipment). $4,000 in a Treasury Direct product - some tbills or an ibond. $5,000 in a low cost index fund. Learn about budgeting, saving, getting out of debt ...Reddit Personal Finance, r/personalfinance, is an excellent starting place for the average person to get knowledgable about personal finance. Remember, the community is made up of people just like you and me. And due to the sheer volume of people that come together, it means there are bound to be experts lurking with smart answers. ... The lowest fee in Superlife and Smartshare is US S&P 500 index fund. It cost 0.35% with Smartshare and $12/year + 0.4% with Superlife. If you wish to invest in the local market, Superlife NZ top 50 index fund cost $12/year + 0.45% of your holding and it cost 0.5% of your hold p.a form Smartshare. 20-25k in spend on the categories of flights, hotels, and food will net you some great rewards with the premium credit cards like the Chase Sapphire Reserve and the AMEX Platinum. You have to qualify for these cards, so you have to build your credit first. I would also recommend the Discover card because it will be easy to get that … A discussion subreddit for popular budgeting software You Need A Budget. Feel free to post any news, questions, budget strategies, tips & tricks and advice related to YNAB. Related to personal finance, budgeting, money and financial matters. r/personalfinance: Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF…Financial advising has one of the highest industry turn over rates and has huge upfront costs. Before you start you need to buy your test packets ($1200+), pay for your series 7 & 66 ($700+), Life and health ($150-$300), Microsoft surface ($600-$1200), monthly finacial software fees ($200+), and your own office supply's.Roth IRA That means you only invest $7000 for the year and pay $1500 in taxes. Since you are willing to pay taxes on $8500 I will use that as the base. I would open a traditional IRA. Put $7000 of tax deferred money in. $8500 - 7000 = $1500 you will pay taxes on. Call it $300. $1500 - 300 = $1200 taxed dollars to invest in a mutual …It comes before basically any non-employer match retirement savings. Semi-related, but debt from 5-10% interest rate is not addressed in this flowchart. Maxing your IRA comes before saving 15% total for retirement. Kind of nitpicky, but depending on employer match, etc, its possible for many people to hit that 15% before maxing …Dec 15, 2021 · Reddit’s r/PersonalFinance community has 15 million members and is one of the most popular subreddits for content related to all things finances. The community was first created in 2009 and since then has published thousands of posts, threads, and discussions on an array of personal finance topics. However, note that this coverage does not cover you (the at fault driver). The limits with this coverage get a little more complex. There are two limits. Per person and per occurrence. A common example would be 50/100. This means it will cover up to $100,000 for any given accident but each person is limited to $50,000. Your income tax is not 22% of $52,000! Since the tax brackets are marginal, only the amount above the 22% bracket threshold ($38,700 taxable income in 2018) is taxed at 22%. Your new tax calculation looks like this (again, using 2018 numbers): $12,000 standard deduction at 0% = $0 tax. $9,525 at 10% = $953 tax. Nov 4, 2022 ... If you're getting something for free, your data is the product that the service uses to make money. All of those free budgeting services sell ...Sep 25, 2023 ... ... personalfinance #financialliteracy # ... Personal Finance Reddit - Answering Your Money Questions with Bisola Tijani aka WhizQueen.Welcome to FXGears.com's Reddit Forex Trading Community! Here you can converse about trading ideas, strategies, trading psychology, and nearly everything in between! ---- We also have one of the largest forex chatrooms online! ... New to Personal finance: Need help figuring out how to approach learning about … The first is really for multiple occupancy buildings, but it is saying that the monthly gross rent should be 2% of purchase price. For single family homes it should be at least 1%. The 50% rule says that, over time, roughly 50% of gross rent will go to expenses - insurance, maintenance, vacancy, etc, etc. r/personalfinance Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF Wiki, and get on top of your finances! Are you looking for an effective way to boost traffic to your website? Look no further than Reddit.com. With millions of active users and countless communities, Reddit offers a uni...Reddit's advertising model is effectively protecting violent subreddits like r/The_Donald—and making everyday Redditors subsidize it. Reddit has a problem. The website has always p... Thanks so much. (Also, I haven't decided what car to get, but was looking at a Tesla y. Open to others as long as they have good storage and can fit 5 or more people) Sort by: laziestindian. • 27 min. ago. Leasing rarely wins out in a financial sense, especially with current interest rates. true. r/PersonalFinanceEgypt: Discuss: budgeting, investing, saving, banking services, and all-around personal finance in EgyptPersonal Finance For Canadians. r/PersonalFinanceCanada. Feed About. u/Equivalent_Swan634. • 9 hr. ago. Is working till 70 viable. I'm 58, and am doing ok, but I …Feb 3, 2021 · When it comes to personal finance, there's a lot of advice out there. Some of the best advice comes from a forum website called Reddit. Specifically, the r/PersonalFinance subreddit. (A subreddit is like a mini forum within Reddit all about a specific topic—in this case, personal finance!) However, there are tens of thousands of posts talking about […] Non-US versions. Step 0: Budget and reduce expenses, set realistic goals. Step 1: Build an emergency fund. Step 2: Employer-sponsored matching funds. Step 3: Pay down high interest debts. Step 4: Contribute to an IRA. Step 5: Save more for retirement. Step 6: Save for other goals. Undervalued Reddit stocks continue to attract attention as we head into the new year. Here are seven for your perusal. Tough economic climates are a great time for value investors ...r/personalfinance Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF Wiki, and get on top of your finances!Nov 13, 2023 ... The go to is about 10k savings. After that, best to put your money into something that will make better returns, be that investing in the stock ...Nov 17, 2021 ... Save for a house. Depending on where you're living, it's an excellent investment. It's good if inflation hits, your money will grow (just like ...TLI Pros. TLI is inexpensive. Premiums are in the neighborhood of tens of dollars per month (~$500/year) in exchange for $1 million of coverage (these numbers vary with the term, your health, amount of coverage, which insurance company you buy the policy from, and your state. No matter how you swing it TLI is comparatively …r/personalfinance Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF Wiki, and get on top of your finances! Personal Finance. Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF Wiki, and get on top of your finances! 18M Members. 4.3K Online. Reddit has joined a long list of companies that are experimenting with NFTs. Reddit is launching a new NFT-based avatar marketplace today that allows you to purchase blockchain-bas...r/PersonalFinanceEgypt: Discuss: budgeting, investing, saving, banking services, and all-around personal finance in EgyptDec 3, 2023 ... Write down what you're spending on everything. Do this for three months. When you have you spending habits mapped and know where your money is ...A user asks for advice on personal loans and credit cards, and gets replies from other Reddit users who share their experiences and tips. The replies cover different options, …Jul 6, 2020 ... https://www.reddit.com/r/IndiaInvestments/comments/9ltgni/for_someone_who_is_absolutely_at_level_zero_in. Upvote 24. Downvote Reply replyReddit Personal Finance, commonly referred to as r/personalfinance, is a subreddit dedicated to all things related to money management, budgeting, investing, and achieving your financial goals ...The average credit card late fee has ballooned to $32 in 2022 from $23 at the end of 2010, the CFPB said. With the cap going into effect, the agency estimates …The sheet is divided into a few different tools. Budget: Select your pay schedule, add any extra income/tips that you get monthly and select the percentage of that income that you want to save. the credit card section allows you to input up to five cards and adds your monthly car payments to your expenses.r/personalfinance: Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF …ChexSystems is responsible for sending out the list of people that have been banned from using debit cards. It's important that you contact ChexSystems by phone if you suspect that your debit card has been blocked unfairly. To do this, you'll need to call 1-800-513-7125.Here is one that I made and use. Download it for yourself, don't try to edit it. This is a fairly straightforward template. I deleted all the stuff that is personal to me. you make your categories on the first page. You decide what your regular expenses are, what you want to save for, and what cards you use.Reddit community for TheFinanceNewsletter.com and its 50,000+ readers! (We debate & discuss money, finance, investing, stocks, financial news, personal finance, real estate, crypto and building wealth from different perspectives to understand different points of views). Upvotes & Downvotes moderate this sub.The Mint team and the product’s features are being moved within Credit Karma, a more recent personal-finance acquisition that had some product overlap with Intuit’s prior offerings. Combining the services may help attract higher-credit-score users to Credit Karma, which has traditionally attracted lower-credit score users, Goodarzi said ...Your income tax is not 22% of $52,000! Since the tax brackets are marginal, only the amount above the 22% bracket threshold ($38,700 taxable income in 2018) is taxed at 22%. Your new tax calculation looks like this (again, using 2018 numbers): $12,000 standard deduction at 0% = $0 tax. $9,525 at 10% = $953 tax. Thanks so much. (Also, I haven't decided what car to get, but was looking at a Tesla y. Open to others as long as they have good storage and can fit 5 or more people) Sort by: laziestindian. • 27 min. ago. Leasing rarely wins out in a financial sense, especially with current interest rates. true. A place to discuss personal finance for New Zealanders. Discuss savings, investments, KiwiSaver, debt management, home loans, student loans, insurance, and anything else personal finance-related. Members Online Suggestions about this flexi cap fund - Quant Flexi Cap Fund Growth Option Direct Plan. I wanted to invest 10000 as a sip in this fund Expense ratio 0.68% Benchmark S&P BSE 500 India TR INR AUM ₹4155 Cr Inception Date 1 January, 2013 Min Lumpsum/SIP ₹5000/₹1000 Exit Load 1% Lock In No Lock-in TurnOver 161.22%. 2. [OC] Updated Map to Reddit's Personal Finance Communities (reorganized w/ 30+ new subreddits) Locked post. New comments cannot be posted. Share Sort by: Best. Open comment sort options. Best. Top. …ACH transfers SoFi initiate may be free but larger transfers can take several days, up to a week to fully clear and show as balance. You'll get a small amount the first day, some more in another fee days, and the majority of the balance in about 5 work days. For comparison imagine if you transfer $100K and already qualify for the 2% …Jan 4, 2022 ... I'm not sure how you expect a reddit post to accommodate every single bit of financial information and even if it did, nobody would read a bible ...Can be anything related to finance - personal finance, banking, financial education, investing, etc. but just top 3. UPDATE: I did a count (by mentions not by number of upvotes) and as of 24/03 00:00 the leading apps are: Bank: r/monzo and r/StarlingBank Saving/Investing: r/MoneyBox - also the most mentioned app Budgeting/Planning: …In today’s digital age, having a strong online presence is crucial for the success of any website. With millions of users and a vast variety of communities, Reddit has emerged as o...r/personalfinance Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF Wiki, and get on top of your finances!Discover is my recommended HYSA. They consistently have a high APY. They're among the first banks to raise the APY, when they can, and one of the last to lower the APY, when they must. There are other banks that may have similar or even slightly higher APYs, right now, but over the long-term, Discover is always among the top HYSAs while many ... The FA told me they work for Primerica and would like to meet again so we can work together. They aren't MLM. They are a commissioned salesperson and will recommend funds and products you don't need which are too expensive. Avoid them like the plague. You're in your mid 20s and have done your research. You've got this. Personalfinance reddit
If you're still stuck, make a post to /r/personalfinance. Include the full list of funds offered in your plan including the fund names, ticker symbols, and (net) expense ratios in your plan. Also include your proposed allocation, information about any other investment accounts, your age, and your gross income. Moronic Monday - February 26, 2024 - Your Weekly Questions Thread. This is your safe place for questions on financial careers, homework problems and finance in general. No question in the finance domain is unwelcome. Replies are expected to be constructive and civil. Any questions about your personal finances belong in …Basically I'm in my early 40s now and about 7 years ago I received an inheritance of about 600k. I had also scrimped for years to accumulate savings of amount 500k. So all in all I had 1.1M in the bank. Crazy to think!At that time I was also unemployed and so ended up using some of it to survive.Welcome to FXGears.com's Reddit Forex Trading Community! Here you can converse about trading ideas, strategies, trading psychology, and nearly everything in between! ---- We also have one of the largest forex chatrooms online! ... New to Personal finance: Need help figuring out how to approach learning about …A place to discuss personal finance for New Zealanders. Discuss savings, investments, KiwiSaver, debt management, home loans, student loans, insurance, and anything else …The sheet is divided into a few different tools. Budget: Select your pay schedule, add any extra income/tips that you get monthly and select the percentage of that income that you want to save. the credit card section allows you to input up to five cards and adds your monthly car payments to your expenses.Check out A Random Walk Down Wallstreet, 12th Edition, by Burton Malkiel (available on Audible as well). Chapters 2 to 5 talk about all the "crazes" and "bubbles" from Tulip Bulbs and the South Sea Co right up to Bitcoin. It is a delightful read/listen and you realize that the more things change the more they stay the same.Can be anything related to finance - personal finance, banking, financial education, investing, etc. but just top 3. UPDATE: I did a count (by mentions not by number of upvotes) and as of 24/03 00:00 the leading apps are: Bank: r/monzo and r/StarlingBank Saving/Investing: r/MoneyBox - also the most mentioned app Budgeting/Planning: …WallStreetBets founder Jaime Rogozinski says social-media giant Reddit ousted him as moderator to take control of the meme-stock forum. Jump to The founder of WallStreetBets is sui...On a $600 000 property, if I put down $30 000 on a 30 year mortgage rate of 5%, I’m looking at $3140 per month. On a 3 bedroom in an area I’m looking at, I can expect around $500 a week from rent, so approximately …For instance, r/PersonalFinance, and r/Budgeting are examples of subreddits. Upvote/downvote: Readers have the chance to rank certain content with an upvote or a downvote. Karma: To help content creators, Reddit has devised a point system or “Karma” to help get more of the popular content out there. The points are given based …whole life = bad. universal life = bad. term life = the only type of life insurance you should consider. r/personalfinance. Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF Wiki, and get on top of your finances! true.After 40 years, his $6000 investment in the traditional IRA will be worth about $45,700. If his annual income is $60K per year in retirement, withdrawals from his traditional IRA will be taxed at 22%. So he ends up paying $10,054 to the government and keeping $35,646. His $720 will be worth about $5,500 in 30 years.[OC] Updated Map to Reddit's Personal Finance Communities (reorganized w/ 30+ new subreddits) Locked post. New comments cannot be posted. Share Sort by: Best. Open comment sort options. Best. Top. …Aug 7, 2021 · But Reddit, a user-generated online forum, hosts numerous personal-finance communities brimming with far more sound advice than the risky trades promoted on the popular and often crude r ... Dec 3, 2023 ... Write down what you're spending on everything. Do this for three months. When you have you spending habits mapped and know where your money is ...Then that $7,500 is annualized, or assumed to be part of your yearly salary. So if you earned $7,500 a month, you’d be making $90,000 annually versus $30,000. But at $90,000, your tax rate jumps to the 31% tax bracket vs. the 28%.4. r/FinancialPlanning. Members: 172k. Description: Financial Planning, Personal Finance, Frugality, Money, and More! r/FinancialPlanning is another good general personal finance sub to ask money and financial questions. What makes this sub unique is that it’s the least “DIY.”.The contribution up to the company match maximum is already handled earlier in the flowchart. 401k makes more money in the long run and is way more important for retirement. Whether your HSA or 401k has better investment options entirely depends on the providers, but odds are they're both going to be comparable.Morally stuck paying a bill that is not mine. I 29 female will get right to it, last year I lost my best friend and roommate to an illness, the Wi-Fi bill is in his name. when I tried to get the account transferred to me they said I couldn’t because I wasn’t listed on the account which I understood. They told me that he (best friend) had to ...If you think that scandalous, mean-spirited or downright bizarre final wills are only things you see in crazy movies, then think again. It turns out that real people who want to ma... I already have a 3 month emergency fund and max out my pension. Assuming a 7% return in index funds (somewhat conservative), £600,000 would give me a return of around £42,000 a year (compounding) - much more than the £18,000 I'd save a year in rent. House prices in London, while resilient, are fairly stagnant. In plain English, an IRA is an account you put money into that receives favorable tax treatment. Each year you can elect to contribute money to your IRA using "out of pocket" money, as opposed to your 401 (k) contributions which must be funded through payroll deductions. The annual contribution limit is $7,000 in 2024 (plus an additional $1,000 ... Reside in Virginia, single at a $115k salary. I’ve been paying off my tuition bill as it comes through the university’s payment plan accruing no loans. 2023 Fall semester. · Early July 2023- I deposited $4,000 in the Virginia529 plan. · Late July 2023 - Withdrew the $4000 to pay for partial tuition. The Reddit personal finance subreddit can be an interesting place. Here are 7 threads I consider must-reads. 1. “Paying rent is not ‘throwing away money'”. If I ever go bald, know it’s because I tore my hair out every time I heard people say this. From the /r/personalfinance thread:Jan 4, 2022 ... I'm not sure how you expect a reddit post to accommodate every single bit of financial information and even if it did, nobody would read a bible ...Then that $7,500 is annualized, or assumed to be part of your yearly salary. So if you earned $7,500 a month, you’d be making $90,000 annually versus $30,000. But at $90,000, your tax rate jumps to the 31% tax bracket vs. the 28%.Reddit Personal Finance, commonly referred to as r/personalfinance, is a subreddit dedicated to all things related to money management, budgeting, investing, and achieving your financial goals ...Gen Xers and Boomers tied at 69% Bankrate found. By income, 77% of households that earned $100,000 or more annually maximized rewards compared with …A discussion subreddit for popular budgeting software You Need A Budget. Feel free to post any news, questions, budget strategies, tips & tricks and advice related to YNAB. Related …Personal Finance For Canadians. r/PersonalFinanceCanada. Feed About. u/Equivalent_Swan634. • 9 hr. ago. Is working till 70 viable. I'm 58, and am doing ok, but I … In plain English, a 401 (k) is an account you put money into that receives favorable tax treatment. Each year you can elect to contribute money to your 401 (k) plan through payroll deductions. Elective deductions are usually specified as a percentage of your income, although some plans allow you to specify a dollar amount as well. The lowest fee in Superlife and Smartshare is US S&P 500 index fund. It cost 0.35% with Smartshare and $12/year + 0.4% with Superlife. If you wish to invest in the local market, Superlife NZ top 50 index fund cost $12/year + 0.45% of your holding and it cost 0.5% of your hold p.a form Smartshare.Best rewards credit cards of December 2023. 6. bureaucracynow. • 3 mo. ago. I recommend the fidelity Visa card. You get unlimited 2% cash back on everything. You can deposit the rewards directly into a brokerage account or use the extra cash however you want. 5. goheels815. Your income tax is not 22% of $52,000! Since the tax brackets are marginal, only the amount above the 22% bracket threshold ($38,700 taxable income in 2018) is taxed at 22%. Your new tax calculation looks like this (again, using 2018 numbers): $12,000 standard deduction at 0% = $0 tax. $9,525 at 10% = $953 tax. Reddit's initial public offering (IPO) is currently between four and five times oversubscribed as it seeks a $6.5 billion valuation, people familiar with the matter told Reuters on Sunday. ... r/personalfinance 18,855,147 members. r/business 2,030,493 members. r/finance 1,946,282 members. r/options 1,132,780 members. r/algotrading 1,741,122 ...Go to personalfinance r/personalfinance. r/personalfinance. Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, … Reducing the fees on your investment portfolio is also giving yourself a raise. "You may make minimum wage or you may make a million, but a pizza still costs five bucks." It's a lesson in not falling into the standard of living creep trap as your income rises. A $5 pizza does not taste as good as a $20 pizza. The lowest fee in Superlife and Smartshare is US S&P 500 index fund. It cost 0.35% with Smartshare and $12/year + 0.4% with Superlife. If you wish to invest in the local market, Superlife NZ top 50 index fund cost $12/year + 0.45% of your holding and it cost 0.5% of your hold p.a form Smartshare.For now, I’d put it in the one time income but multiply it by .78 (1-0.22) so at least your net income is correct. So I’d calculate my fed + state taxes first so if I owed $5 fed $2 state I’d write $7 then input my bonus into the state taxes field change the % …Aug 7, 2021 · But Reddit, a user-generated online forum, hosts numerous personal-finance communities brimming with far more sound advice than the risky trades promoted on the popular and often crude r ... Get paid for going grocery shopping, sitting around the house, changing your socks, telecommuting, changing your socks, you know the normal. Humans don't really need shoes. I hope these have been educational! Please share your best tips in the comments! 31. u/FrancescoPioValya.Go to personalfinance r/personalfinance. r/personalfinance. Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, … This subreddit is a place to discuss anything related to Canadian personal finance. The topic of "personal finance" includes budgeting, goal planning, taxation, saving, investing, banking, credit cards, insurance products, major purchase advice, unique deals and tips for frugality, employment financials (not career or job hunting) and other income sources, and a variety of similar topics. On a $600 000 property, if I put down $30 000 on a 30 year mortgage rate of 5%, I’m looking at $3140 per month. On a 3 bedroom in an area I’m looking at, I can expect around $500 a week from rent, so approximately … r/personalfinance Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF Wiki, and get on top of your finances! Reddit Personal Finance, r/personalfinance, is an excellent starting place for the average person to get knowledgable about personal finance. Remember, the community is made up of people just like you and me. And due to the sheer volume of people that come together, it means there are bound to be experts lurking with smart answers. Income at your age. A part of me being behind was significant total comp jumps from $80k to $100k to $128k to $132k in the span of Sept 2021, April 2022, and March 2023. Suggestions about this flexi cap fund - Quant Flexi Cap Fund Growth Option Direct Plan. I wanted to invest 10000 as a sip in this fund Expense ratio 0.68% Benchmark S&P BSE 500 India TR INR AUM ₹4155 Cr Inception Date 1 January, 2013 Min Lumpsum/SIP ₹5000/₹1000 Exit Load 1% Lock In No Lock-in TurnOver 161.22%. 2. Jan 14, 2022 ... ... personal finance app of choice did (I won't ... personal finance programs might well). ... Reddit · reReddit: Top posts of January 2022 · Red...2025 COLA estimate increases with inflation, but seniors still feel short changed. The latest estimate for Social Security's cost-of-living adjustment for 2025 …Jake_NoMistake. • 2 yr. ago. I never think personal loans are worth it. It makes your financial life less stable. Save the money and move at the speed of cash. Besides, it will be fun decades later to look back and think about the crappy furniture you had. Tactical_Boom3. OP • 2 yr. ago. Sorry for the late reply!One rule of thumb is that the total value of your vehicle (s) should never exceed 50% of your annual income. Another good rule of thumb is the 20/4/10 rule: Pay at least 20% for your down payment. Never get a loan longer than 4 years in length. 10% or less of your gross income goes towards all vehicle expenses including loan payments, insurance ...An IRA has far lower expenses, on average, than a 401k. 1% adds up over time with compounding. A Roth IRA allows the holder to withdraw contributions for any reason, at any time, with zero penalty. A Roth 401k does not. Though you desire a target date fund now, that may not be the case in the future.. Fly don't bother me