Capital One Venture X Instant Approval with 718 credit score. Had been researching my next credit card for travel rewards for weeks & ended up going for the Cap 1 Venture X, this subreddit has been really helpful with info! 10k Credit limit with 26.99% APR. Here's my info when applying: The Capital One Venture X is worth applying for, plain and simple. The card has a $395 annual fee ( Rates & Fees ), but has so much to offer: The Venture X has a solid welcome bonus of 75,000 bonus miles after spending $4,000 within the first three months; I consider this to be one of the best credit card welcome bonuses out there, and value ... AmEx Gold Card -- Upgrade offer for Platinum with small 20,000 bonus with spend (but would probably go with the Resy offer) AmEx Blue Cash Everday. Amex Blue Business Cash. Capital One QuickSilver (Upgrade offer to Venture X, no upgrade bonus) Barclays Apple Card (Sockdrawer; never use) Apple Card (Used most frequently) The last time I checked with the Venture you could request a CLI every 6 months, so I assume the same with this card. I was surprised as my CLI with the Venture card was only $500 and with the Venture X, it’s $10,000. Huge difference. Hope this helped! Especially for those who they gave lower limits to and wanted a higher credit limit. Kinda crazy how RNG the Capital One process is. I’ve opened 5 accounts in the last 24 months (6 including the Venture X), have a credit score of < 740, average account age of a little over a year, and lower income than you and got approved for the card with a 30k credit limit. MembersOnline. •. Prince_Uncharming. ADMIN MOD. Capital One Premium ‘Venture X’ Card is Live. 100k signup, $395 fee, $300 travel credits. Just saw (via DoC) that Capital One's Premium Card went live. $395 Fee 100,000 signup bonus with 10k additional every year. $300 Travel Credit thru Capital One Travel (their new Hopper partnership) 10x ... Mar 1, 2566 BE ... But I keep hearing how on a whole, the Venture X may net a bigger return with all of it's benefits, moreso than AR's $325 dining/travel credit.Mar 10, 2024 · The minimum credit to get approved for the Capital One Venture X card is $10,000 due to its Visa Infinite status. Although the typical credit limit approved for the Capital One Venture X card is anywhere from $15,000 to $30,000, we’ve seen approvals as high as $75,000! Usually, your credit limit is determined by your income and your ... Screw capital one All non lounge experiences for Priority Pass is being revoked. This is a major loss for all card members. We pay $395/year. No more: Restaurant compensation Be Relax Spa Gameway Minute suites Car rental Airport transfer Duty free shopping cancelcapitaloneCiti is generally nicer in terms of CLI. Often just soft-pulls and they can be generous. Capital One is known for being close-fisted with CLIs. The Premier also has a wide group of 3% categories (flights, hotels, groceries, gas, and restaurants). However, the Venture has 2% on everything, and better benefits (extended warranty, rental car ...Capital One Venture X delivery time data points. It looks like some cards are being expedited and others are not. According to the account rep, if you were instantly approved, then your card should have been expedited via FedEx or UPS. But if your card was not approved instantly, either because you had to submit additional documents or whatever ...The world of cryptocurrency is a vast one, featuring a wide array of coins that you may want to add to your crypto wallet. An ICO is essentially a capital-raising venture designed ...Nov 11, 2564 BE ... Avoid capital one. Predatory autopay, their rewards are average and trying to cash them out can be tricky, theyre VERY stingy with credit limits ...Oct 16, 2566 BE ... Hi, I applied for and received C1 Venture card. Now I am thinking I would have been better served with a VX. How long before I can apply for ...Groceries: $800. Gas: $100. Travel: varies, see below. Other: $500 in shopping prob. Business card: no. Purpose: travel - we plan on at least 1 big international vacation a year (5-10k budget), with about 2-3 other smaller scale ones (domestic or international). We would like a card that offers easy point usage and lounge access.Nov 22, 2566 BE ... I want to open a better card for travel but am debating whether to stay with Chase to combine points or if the Capital one venture X card is ...There’s also a Capital One lounge network but as of now it is still tiny. Venture X is not perfect, though, lacking hotel status partners present on competing cards. The Venture X, for an annual ...I previously applied for the Venture in August of 2020 and held the card until the the middle of 2021. From my understanding, I should be eligible for the Venture X bonus of 75k bonus miles based on this article . I just want to confirm and see if anyone has additional insight. I really don’t want to apply if I’m not eligible for the bonus. 2.Capital one venture X annual fee refund. Discussion. I noticed the capital one lounges in Denver were pushed back till 2023, a bit frustrating because I go to Denver in the winter and another reason I got the card. I tried calling to ask to waive the annual fee because when I signed up the lounges were supposed to be done in summer 2022.Data Point. Hi, tl;dr - Don't count on having instant (virtual card) access to your Capital One Venture X Business Card after online insta-approval for using/spending on it it immediately. Or expedited shipping. So, I had a large, a bit unexpected, purchase I had to make by Monday (or even better, this weekend), so after doing a bunch of reddit ...Oct 24, 2565 BE ... It gets 8 points per dollar on gas and is a transfer partner of capital one. The card has an annual fee of $95 but you get 15,000 every ...With the Venture X, you're just getting 2x everywhere no matter how you redeem your points, you can pay yourself back for travel expenses with a statement credit. You also have to book at least one trip per year in the Capital One travel portal to get the $300 travel credit. As a completely standalone credit card, the VX is probably better if ...Here are my data points: Annual Income:50k Experian: 725 Transunion: 723 Equifax: 724. Current CCs: MilitaryStar: CL of $1600 (balance of $469) 3 yrs. 8 mos Cap1 QS: CL of $600 (balance of $400) 1yrs. 11 mos. Apple Card : CL of $6.5k (balance of $1614.04) applied and approve on 05/26/2022. Spend: Dining: $150 Grocery: $450 Entertainment: $50 ...Starting a business can be an exciting and rewarding venture, but it often comes with a significant financial investment. However, not all businesses require a large amount of capi...Well-known joint ventures include General Motor Co.’s collaboration with automobile companies in Egypt, Uzbekistan, Italy and China; and Hulu, which was formed by three mass media ...The Capital One Venture X has an excellent rewards rate, access to airport lounges and travel credits that can make up for the $395 annual fee. Capital One Venture X delivery time data points. It looks like some cards are being expedited and others are not. According to the account rep, if you were instantly approved, then your card should have been expedited via FedEx or UPS. But if your card was not approved instantly, either because you had to submit additional documents or whatever ... Sep 14, 2023 · The Capital One Venture X Rewards Credit Card launch in November 2021 represented one of the most exciting credit cards to come around in a long time.. As Capital One's flagship card, the Venture X is an addition to the world of premium travel rewards cards, taking on incumbent players like The Platinum Card® from American Express and Chase Sapphire Reserve. Priority Pass), and their own Capital One lounges (only a couple right now). Depending on the airports/airlines one uses, the Plat. may have no advantage. Additionally, with the Venture X, authorized user cards are free and include Priority Pass, unlike Amex Plat. which charges $175 for 3 Plat. AUs to get Priority Pass.Capital One Venture X Application Data Hey everyone, I know the topic of Cap1 VX applications has been beaten to death. Still, I just spent my morning going through it collecting data, and figured out some "insights" regarding the approval rates on this thread based on Credit Score, Income, X/6, X/12, X/24, Total Number of Accounts, and Cap1 Exp.Venture X 90K Offer (Still out there but have to use referrals) Discussion. If anyone is still looking for a 90K Venture X offer, it's still not publicly available but it's available if you use someone's referral link. Here's the link from DoctorOfCredit but feel free to search for anyone's referral online - https://www.doctorofcredit.com ...Fees and credits: Annual Fee: posted to account within ~48 hours of card arriving. Global Entry statement credit: $100 credit posted 3 days after GE application/payment. Vacation rental statement credit: $200 credit posted 3 days after transaction. Travel statement credit: $300 credit posted 4 days after transaction. Referral Link: https://capital.one/3Xg1pVo. Introducing the incredible opportunity to become part of the Capital One Venture X credit card family! I've been using this card for a while now, and let me tell you, it has exceeded all my expectations when it comes to fulfilling my travel dreams. If you're in the market for a new travel credit card ... Oct 16, 2566 BE ... Hi, I applied for and received C1 Venture card. Now I am thinking I would have been better served with a VX. How long before I can apply for ...While financial jargon is not everyone’s specialty, there is one concept that is crucial for everyone to understand in order to maintain financial security: liquid capital. Liquid ...I think the Capital One venture X might be a temporary loss leader. Discussion. Think about it - $300 travel credit every year and 10k anniversary miles - they're losing money compared to the annual fee. It really reminds me of when the CSR came out in like 2016 - it was an amazing deal. Chase took a loss on it and in …See if I’m pre-approved. Get pre-approved for a Capital One credit card with no impact on your credit score. Find out if you're pre-approved in as few as 60 seconds. In terms of actual Priority Pass lounges all three have the same access. Where they differ is: CSR's Priority Pass includes restaurants and other non-lounge experiences. Amex Platinum's has some non-lounge experiences (practically no restaurants) Venture X's is Priority Pass lounges only. Unless you frequently fly through an airport that has a ... Groceries: $800. Gas: $100. Travel: varies, see below. Other: $500 in shopping prob. Business card: no. Purpose: travel - we plan on at least 1 big international vacation a year (5-10k budget), with about 2-3 other smaller scale ones (domestic or international). We would like a card that offers easy point usage and lounge access.Capital value is the price that would have been paid for land or property if it had been purchased when it was evaluated. Capital value is not the same as land value because land v...Venture X losing Priority Pass restaurants. Looks like Capital One is starting to cut benefits on Venture X. Per the official website, no non-lounge experiences will be part of the Venture X program, effective 1/1/23. It will likely be similar to Amex PP.Capital one venture x : r/CreditCards. Has anyone received or requested a credit limit increase for the venture x? 0. 9 comments. Best. Add a Comment. itskarot • 1 yr. ago. I …Data Point. I just got instantly approved for the Venture X today and wanted to share. Instant approval July 19, 2023 - $10k limit, 25% APRCards: Discover IT - $6.8k limit, 4.5 year old. CapitalOne SavorOne - $5k limit, 8 months old. Credit score.... equifax: 763, transunion: 763, Fico:771.The minimum credit to get approved for the Capital One Venture X card is $10,000 due to its Visa Infinite status. Although the typical credit limit approved for the Capital One Venture X card is anywhere from $15,000 to $30,000, we’ve seen approvals as high as $75,000! Usually, your credit limit is determined by your income and your ...AmEx Gold Card -- Upgrade offer for Platinum with small 20,000 bonus with spend (but would probably go with the Resy offer) AmEx Blue Cash Everday. Amex Blue Business Cash. Capital One QuickSilver (Upgrade offer to Venture X, no upgrade bonus) Barclays Apple Card (Sockdrawer; never use) Apple Card (Used most frequently) Capital One Venture X Instant Approval with 718 credit score. Had been researching my next credit card for travel rewards for weeks & ended up going for the Cap 1 Venture X, this subreddit has been really helpful with info! 10k Credit limit with 26.99% APR. Here's my info when applying: For most people would definitely be Venture X. It has more competitive overall earn rates for people that want a minimal set up. Basically the card allows for a more luxury experience with a very easy break even path. Platinum you can get the outsized value but totally a YMMV card. That said, if you travel the card is pretty easy to get reasonable value from: There's a $300 yearly credit for the Capital One travel portal, and they do have a price match feature that can help if their pricing is out of line with other websites. It also works for flights, and those are usually priced the same as direct with the airlines.With the Capital One Venture X card, you can confidently make purchases abroad without the worry of incurring any pesky foreign transaction fees. Your international adventures … Kinda crazy how RNG the Capital One process is. I’ve opened 5 accounts in the last 24 months (6 including the Venture X), have a credit score of < 740, average account age of a little over a year, and lower income than you and got approved for the card with a 30k credit limit. I previously applied for the Venture in August of 2020 and held the card until the the middle of 2021. From my understanding, I should be eligible for the Venture X bonus of 75k bonus miles based on this article . I just want to confirm and see if anyone has additional insight. I really don’t want to apply if I’m not eligible for the bonus. 2.I don’t get Capital One on the Venture X, so many high income , high credit score people are being denied this card. This high income market seems to be a market they aren’t really serving, I’m not sure what direction they are going with this card ? Perhaps the high income clientele demands are not a market they want to serve?So I just received the 100k mile SUB for the Venture X. Since this card earns 10x for travel booked through the Capital One travel portal (essentially 10% discount), and you can redeem the miles via the Purchaser Eraser for 1 cent per mile if you redeem the statement credit for travel categories, then it seems it is much more worth it to always pay with cash …5 days ago · The Capital One Venture X Rewards Credit Card has a similar miles-earning scheme to the other cards in the Venture family. It earns 2 points per $1 spent on every purchase. If you book travel ... r/CreditCards. MembersOnline. •. noyourememberthemilk. ADMIN. Capital One Venture X adds Plaza Premium Lounge Access. “Thanks to a new partnership between Capital One and Plaza Premium, Capital One is adding access to 100+ additional lounges around the globe for cardmembers. This includes: All Plaza Premium Lounges All Virgin Atlantic ...You're probably better off getting a Chase Freedom Unlimited or Freedom Flex. On the Unlited you earn 1.5x points just like Quicksilver, but when you move those points to the Sapphire card you get the 75% bonus when redeeming for travel through their portal. Same thing happens even with the "$200" sign up bonus... it's really 20k … Savor One for good credit July 2023 $3,000 limit (25% Utilization) AU on USAA card since 2017 Before applying Equifax 742 (1 inquiry TransUnion 734 (2 inquiries) Experian 762 (1 inquiry) I've wanted to get the Capital One BiFecta as it looked like the best setup for my spending even though I'm new to the credit card game. Priority Pass), and their own Capital One lounges (only a couple right now). Depending on the airports/airlines one uses, the Plat. may have no advantage. Additionally, with the Venture X, authorized user cards are free and include Priority Pass, unlike Amex Plat. which charges $175 for 3 Plat. AUs to get Priority Pass.Jan 28, 2567 BE ... The Venture X's $395 fee is offset by the $300 annual credit and 10k anniversary points, while the Venture doesn't have anything that directly ...Citi is generally nicer in terms of CLI. Often just soft-pulls and they can be generous. Capital One is known for being close-fisted with CLIs. The Premier also has a wide group of 3% categories (flights, hotels, groceries, gas, and restaurants). However, the Venture has 2% on everything, and better benefits (extended warranty, rental car ...Starting a bed and breakfast (B&B) can be an exciting venture for entrepreneurs looking to capitalize on the growing tourism industry. The executive summary is the first section of...Others were: CFF 35k, CFU 25k; Amex Plat, Gold. Recently CP'ed from CSR -> CFF and then applied for CSP. Chase just shuffled my lines of credit instead of giving me more. Very disappointing, especially because CFF is a Mastercard, so I cannot even move that credit to the CSP. New limits are: CFU ~20k, CSP ~19k, CFF ~21k.Sort by: SpaethCo. • 2 yr. ago. Venture X has better terms on the 2 coverages that most people are likely to use: trip delay (6 hours vs the CSP's 12 hours) and rental CDW coverage ($75k limit vs the CSP's vague "Actual Cash Value" limit). Baggage delay on the CSP is secondary - you have to file with the airline first.Nov 11, 2564 BE ... Avoid capital one. Predatory autopay, their rewards are average and trying to cash them out can be tricky, theyre VERY stingy with credit limits ...The reason so many people say to go Venture X is the sub bonus, the $300 travel credit through the Capital One portal and the 10,000 miles every card anniversary. The latter two effectively negate the $395 annual fee. Venture X also gives you additional benefits that you might find in a premium card. (Priority Pass lounge …Capital One Venture X Business: Earn 10 miles per dollar on hotels and rental cars booked through Capital One Travel, 5 miles per dollar on flights booked through Capital One Travel and 2 miles per dollar on other purchases. Plus, you can earn up to 300,000 bonus miles: 150,000 bonus miles after spending $20,000 in the first three …Alternatives to Reddit, Stumbleupon and Digg include sites like Slashdot, Delicious, Tumblr and 4chan, which provide access to user-generated content. These sites all offer their u... Chase Sapphire Preferred, September 2021, 8K limit, about 3/4ths of all non-rent spend. Bilt Mastercard, 10K limit, December 2021, spend on rent + extras to hit the points requirement. Citi Double Cash, 4K limit, December 2020, about 1/4 of all non-rent spend. Citi ThankYou Preferred, September 2018, converted from Student card with basically ... I have literally 20-25 credit cards open (even though I generally only use about 3-4 at any one time) - 4 current with Amex (have had platinum and gold int he past), 6 with Chase, 4 with Citi, a Quicksilver, and several others. I applied for the Venture X last week and got instant approval for a $30K credit line.Reply. Capital One | Rewards Miles - Capital One Venture X (General Discussion) - Applications accepted beginning November 9, 2021 2 miles per dollar on all spending. Bonuses for using travel portal (Bonus miles and $300 annual credit) Priority Pass with two free guests Hertz President’s Circle status Free Authorized.If yes, get the VX and use that (insurance, potential statement credit). If no, get the SavorOne first. Definitely savor one. If you have venture card you already have access to the travel partners. I would definitely go with the Venture X. For dinning I like the Freedom Flex or Sapphire.Alternatives to Reddit, Stumbleupon and Digg include sites like Slashdot, Delicious, Tumblr and 4chan, which provide access to user-generated content. These sites all offer their u...If you think that scandalous, mean-spirited or downright bizarre final wills are only things you see in crazy movies, then think again. It turns out that real people who want to ma...5 days ago · The Capital One Venture X Rewards Credit Card has a similar miles-earning scheme to the other cards in the Venture family. It earns 2 points per $1 spent on every purchase. If you book travel ... Nov 11, 2564 BE ... Avoid capital one. Predatory autopay, their rewards are average and trying to cash them out can be tricky, theyre VERY stingy with credit limits ...In terms of actual Priority Pass lounges all three have the same access. Where they differ is: CSR's Priority Pass includes restaurants and other non-lounge experiences. Amex Platinum's has some non-lounge experiences (practically no restaurants) Venture X's is Priority Pass lounges only. Unless you frequently fly through an airport that has a ...The capital market revolves around capital. Capital is more or less another word for money — usually money that businesses need to produce the goods or services they sell. Capital ...A point to consider: Venture has three cards, Venture One, Venture, and Venture X. Venture and Venture X are both eligible for the intro 75k points intro reward. Venture has a $95/yr fee, Venture X has a $350/yr fee. Because of the recent portal limitations to the Venture X makes the yearly 10,000 points reward less desirable …Jan 2, 2567 BE ... With Capital One Venture X - why would I ever just redeem points in the portal when I could purchase it for 5x points, then ALSO redeem for ...Reddit, often referred to as the “front page of the internet,” is a powerful platform that can provide marketers with a wealth of opportunities to connect with their target audienc...I was approved yesterday for a 20k limit. Cards: Chase Amazon: 9900 (11/21) Chase CSP: 6700 (9/21) Cap 1 Quicksilver: 6000 (6/19) Discover IT: 9500 (11/18) Cap 1 Platinum 600 (11/18) We can't tell you your approval odds with no information about your profile or circumstances. We'd need, at a minimum, your score, income, …Capital one venture x reddit
Venture X priority pass restaurant removal. Sadly just got an email they are removing restaurants from VX priority pass as of Jan 1 2023. There was some thought this is a change to visa infinite benefits so this might impact every card. The article announcing VX changes was vaguely worded and lead to this thought.Travel Portal Multipliers are kinda same for both CSR and VentureX. With CSR, effective annual fee is $250 (I hardly use other benefits) but with Venture X, it is -$5. Spending: Travel: $4000+ Annually (Use CSR) Dining: $200-$300 Monthly (Use CSR or CFF/Discover for 5% cycle) Grocery: $100-$200 Monthly (Use Amex Blue Cash or CFF/Discover for 5% ...Starting a business can be an exciting and rewarding venture, but it often comes with a significant financial investment. However, not all businesses require a large amount of capi... Capital One Venture X delivery time data points. It looks like some cards are being expedited and others are not. According to the account rep, if you were instantly approved, then your card should have been expedited via FedEx or UPS. But if your card was not approved instantly, either because you had to submit additional documents or whatever ... With the Capital One Venture X card, you can confidently make purchases abroad without the worry of incurring any pesky foreign transaction fees. Your international adventures … Doesn’t sound optimal to be in two different reward system. Venture X with Savor one is a better combo since you’ve been with Capitol one. You should have a 4 card setup: VentureX, SavorOne, CSP, and CFF. For all your purchases, use the card that gives the highest multiplier. This will maximize your travel points. I'm trying to get the venture X but been denied due to "length of credit history" (first card is from sept 2020). FICO is 747 though their app letter shows ~30 points lower. Newest card is CSP from Oct 2021 (only 2 cards total) I don't want to try the reconsideration line if its a waste of time and it'll do another hard pull, so i want to …I was approved instantly on my first application with Capital One in probably ~20 years with a $30k credit limit. Note, we pay off our balances in full every month so we have no credit card that is not within the grace period. Out total monthly spend on cards is roughly $5k-$6k (we put everything feasible on a rewards card).DP: CapitalOne VentureX CLI of $20k after 32 days. I applied for and received the VentureX last month (February 2022) with a credit limit of $30k. I immediately spent $11k on it that month and paid it off in full when the statement closed. I received the 100k miles SUB. I saw another post saying it's possible to request a CLI on the CapitalOne ...Nov 5, 2566 BE ... ... reddit research about the instant card availability[see below], which discuss the personal venture X, I applied Today (Saturday) and got ...Mar 1, 2566 BE ... But I keep hearing how on a whole, the Venture X may net a bigger return with all of it's benefits, moreso than AR's $325 dining/travel credit. MembersOnline. •. Prince_Uncharming. ADMIN MOD. Capital One Premium ‘Venture X’ Card is Live. 100k signup, $395 fee, $300 travel credits. Just saw (via DoC) that Capital One's Premium Card went live. $395 Fee 100,000 signup bonus with 10k additional every year. $300 Travel Credit thru Capital One Travel (their new Hopper partnership) 10x ... With the Capital One Venture X card, you can confidently make purchases abroad without the worry of incurring any pesky foreign transaction fees. Your international adventures … cojeu. ADMIN MOD. Capital One is beyond unhelpful (Venture X card permanently restricted) Beyond frustrated with Capital One right now. So, I opened a Venture X account earlier this year when they were still running their 100k miles for $10k spent in the first 6 months sign-up bonus. I've been using the card pretty much for everything ever ... GadgetronRatchet. MOD. Capital One Venture X Travel Credit. Data Point. Just wanted to give a data point, because I've seen posts about the long wait for Venture X travel credit. Today my $300 travel credit is pending as a statement credit for a purchase that posted on 12/14/22. So around 8 weeks for the statement credit to come through. Groceries: $800. Gas: $100. Travel: varies, see below. Other: $500 in shopping prob. Business card: no. Purpose: travel - we plan on at least 1 big international vacation a year (5-10k budget), with about 2-3 other smaller scale ones (domestic or international). We would like a card that offers easy point usage and lounge access. Others were: CFF 35k, CFU 25k; Amex Plat, Gold. Recently CP'ed from CSR -> CFF and then applied for CSP. Chase just shuffled my lines of credit instead of giving me more. Very disappointing, especially because CFF is a Mastercard, so I cannot even move that credit to the CSP. New limits are: CFU ~20k, CSP ~19k, CFF ~21k. Aug 16, 2566 BE ... My top contenders are Capital One Venture X and Chase Sapphire Reserve. Cards she has: Chase Sapphire Preferred, Chase Freedom Unlimited Cards I ... It seems better than the Amex BCE as a no-AF option since it also covers dining and the cash back can be transferred to Cap One miles to be used with Venture X. I'd use it for grocery and dining, and maybe get the Custom Cash to cover gas. My other two options are 1) to stick with paying $95/year to earn 6% with Amex BCP or 2) to use Citi ... Citi is generally nicer in terms of CLI. Often just soft-pulls and they can be generous. Capital One is known for being close-fisted with CLIs. The Premier also has a wide group of 3% categories (flights, hotels, groceries, gas, and restaurants). However, the Venture has 2% on everything, and better benefits (extended warranty, rental car ...Within two billing cycles, Capital One will reimburse you for the application fee. Both TSA PreCheck® and Global Entry are valid for five years, and you’ll receive one statement credit per account every four years. Keep in mind that your account must be open and in good standing when the credit is applied. Fees charged to a VentureOne or ... Capital One Venture X Rejection. Data Point. Rejected for the Venture X. I was 2/6, 3/12, 4/24 before applying. I have 7 cards total. One previous card with Capital One (Quicksilver), and I have checking/savings accounts with them. Income 200k, employed, didn't answer any of the advance check/carry a balance questions. ~750 FICO. Nov 22, 2566 BE ... I want to open a better card for travel but am debating whether to stay with Chase to combine points or if the Capital one venture X card is ...The travel portal sucks for value, all of them do. You're essentially loaning Capital One $395 until you can recoup it for less than $300 through their travel portal and $100 worth of points. It's a 2% card you loan $395 to use, but that 2% is for erasing travel purchases. Travel partners are weak with Cap One.Capital One Venture X Rejection. Data Point. Rejected for the Venture X. I was 2/6, 3/12, 4/24 before applying. I have 7 cards total. One previous card with Capital One (Quicksilver), and I have checking/savings accounts with them. Income 200k, employed, didn't answer any of the advance check/carry a balance questions. ~750 FICO.If you think that scandalous, mean-spirited or downright bizarre final wills are only things you see in crazy movies, then think again. It turns out that real people who want to ma...It seems better than the Amex BCE as a no-AF option since it also covers dining and the cash back can be transferred to Cap One miles to be used with Venture X. I'd use it for grocery and dining, and maybe get the Custom Cash to cover gas. My other two options are 1) to stick with paying $95/year to earn 6% with Amex BCP or 2) to use Citi ...AMEX Gold is perfect for those who spend a lot on dining and groceries. If you already spend 10$+ monthly on uber, then your break-even point is even lower. Venture X is a good choice for anyone who spends at least $300 a year on travel through their portal. This effectively results in a $0 annual fee.The Capital One Venture X has an excellent rewards rate, access to airport lounges and travel credits that can make up for the $395 annual fee.Data Point. I just got instantly approved for the Venture X today and wanted to share. Instant approval July 19, 2023 - $10k limit, 25% APRCards: Discover IT - $6.8k limit, 4.5 year old. CapitalOne SavorOne - $5k limit, 8 months old. Credit score.... equifax: 763, transunion: 763, Fico:771. For a Amex Gold card user, the VX and Amex Plat serve different purposes IMO. The VX is a 2x catch-all Visa compliment to the Amex Gold. Most Amex Gold users would be comparing the VX to the Amex Blue Business Plus since they are both 2x catch-all cards. The Amex Plat on the other hand is a coupon-book, lounge, and airfare card. It seems better than the Amex BCE as a no-AF option since it also covers dining and the cash back can be transferred to Cap One miles to be used with Venture X. I'd use it for grocery and dining, and maybe get the Custom Cash to cover gas. My other two options are 1) to stick with paying $95/year to earn 6% with Amex BCP or 2) to use Citi ... DP: CapitalOne VentureX CLI of $20k after 32 days. I applied for and received the VentureX last month (February 2022) with a credit limit of $30k. I immediately spent $11k on it that month and paid it off in full when the statement closed. I received the 100k miles SUB. I saw another post saying it's possible to request a CLI on the CapitalOne ...Oct 24, 2565 BE ... It gets 8 points per dollar on gas and is a transfer partner of capital one. The card has an annual fee of $95 but you get 15,000 every ...Capital one venture X annual fee refund. Discussion. I noticed the capital one lounges in Denver were pushed back till 2023, a bit frustrating because I go to Denver in the winter and another reason I got the card. I tried calling to ask to waive the annual fee because when I signed up the lounges were supposed to be done in summer 2022.For a Amex Gold card user, the VX and Amex Plat serve different purposes IMO. The VX is a 2x catch-all Visa compliment to the Amex Gold. Most Amex Gold users would be comparing the VX to the Amex Blue Business Plus since they are both 2x catch-all cards. The Amex Plat on the other hand is a coupon-book, lounge, and airfare …Groceries: $800. Gas: $100. Travel: varies, see below. Other: $500 in shopping prob. Business card: no. Purpose: travel - we plan on at least 1 big international vacation a year (5-10k budget), with about 2-3 other smaller scale ones (domestic or international). We would like a card that offers easy point usage and lounge access.Dec 22, 2566 BE ... I booked hotels through capital one and when those stays didn't show up in my hotel loyalty programs I called them up to have them added and was ... New comments cannot be posted and votes cannot be cast. As a Venture X holder, the answer is yes! You can immediately use the "virtual" card for online purchases when you have been approved for the Venture X. It has a different card number than your physical card, but it's tied to the same card account. Capital One offers it as a way to use ... Others were: CFF 35k, CFU 25k; Amex Plat, Gold. Recently CP'ed from CSR -> CFF and then applied for CSP. Chase just shuffled my lines of credit instead of giving me more. Very disappointing, especially because CFF is a Mastercard, so I cannot even move that credit to the CSP. New limits are: CFU ~20k, CSP ~19k, CFF ~21k.I previously applied for the Venture in August of 2020 and held the card until the the middle of 2021. From my understanding, I should be eligible for the Venture X bonus of 75k bonus miles based on this article . I just want to confirm and see if anyone has additional insight. I really don’t want to apply if I’m not eligible for the bonus. 2.Approved for $30K CL. 1/6, 1/12, 1/24 (opened a CFF around 6/30/22). 7 open cards all from other banks, no prior relationship with CapOne. ~820 score, 3% utilization. Pay balances off every month but always after statement closes, so balances show up on credit report. Picked the "sometimes" option for carry a balance.Advertising on Reddit can be a great way to reach a large, engaged audience. With millions of active users and page views per month, Reddit is one of the more popular websites for ...Capital one venture X annual fee refund. Discussion. I noticed the capital one lounges in Denver were pushed back till 2023, a bit frustrating because I go to Denver in the winter and another reason I got the card. I tried calling to ask to waive the annual fee because when I signed up the lounges were supposed to be done in summer 2022.For a Amex Gold card user, the VX and Amex Plat serve different purposes IMO. The VX is a 2x catch-all Visa compliment to the Amex Gold. Most Amex Gold users would be comparing the VX to the Amex Blue Business Plus since they are both 2x catch-all cards. The Amex Plat on the other hand is a coupon-book, lounge, and airfare …I think the Capital One venture X might be a temporary loss leader. Discussion. Think about it - $300 travel credit every year and 10k anniversary miles - they're losing money compared to the annual fee. It really reminds me of when the CSR came out in like 2016 - it was an amazing deal. Chase took a loss on it and in 2020 had to raise the ... New comments cannot be posted and votes cannot be cast. As a Venture X holder, the answer is yes! You can immediately use the "virtual" card for online purchases when you have been approved for the Venture X. It has a different card number than your physical card, but it's tied to the same card account. Capital One offers it as a way to use ... The Capital One Venture X exists in the premium space alongside cards like The Platinum Card® from American Express and Chase Sapphire Reserve®.Like them, it has some serious travel perks and valuable statement credits — but for a much lower annual fee of $395 (see rates and fees).. As Capital One continues opening its own …Despite the fact that a Capital One phone agent recently denied this to me, it appears to be well-documented that you can transfer your Savor/SavorOne cashback rewards to Venture/Venture X miles using CapOne's browser portal. ... Applying for Capital One Venture X when already having two personal cards with them ... r/Ebay. r/Ebay. The ...The last time I checked with the Venture you could request a CLI every 6 months, so I assume the same with this card. I was surprised as my CLI with the Venture card was only $500 and with the Venture X, it’s $10,000. Huge difference. Hope this helped! Especially for those who they gave lower limits to and wanted a higher credit limit.Venture X Travel Price Match DP (Success) Just wanted to give a quick DP if anyone was curious how this worked. Booking a hotel for an upcoming stay and noticed that booking direct with hotel and Expedia were the exact same price, but the Capital One portal was $98 more for the same booking. (Side note - watch the "fees" when booking on CO ...DP: Capital One Venture X -- Approved! Data Point. Tried pre-approval tool twice through referral link -- once before thawing credit, once after thawing credit (TransUnion, Equifax); denied both times. Applied anyway, instant approval @ $20k CL. Application. AmEx Gold Card -- Upgrade offer for Platinum with small 20,000 bonus with spend (but would probably go with the Resy offer) AmEx Blue Cash Everday. Amex Blue Business Cash. Capital One QuickSilver (Upgrade offer to Venture X, no upgrade bonus) Barclays Apple Card (Sockdrawer; never use) Apple Card (Used most frequently) Feb 20, 2024 · Capital One Venture X Rewards Credit Card The Platinum Card® from American Express; Annual Fee: $395 (rates & fees)$695: APR: 19.99% - 29.99% variable APR: See terms for Pay Over Time eligibility ... A quick denial doesn't get to the point of ID verification. Usually a a few hours or a business day after you upload the documents. You can call but they'll just ask you to submit the info requested. Looks like you ended up getting approved for the Venture X card.It’s my first time booking hertz car rental through President Circle provided by Venture X. What I noticed was, The ‘Capital One Venture X Cardmember’ CDP is automatically applied when you search for car on hertz. But it doesn’t show the ‘Pay Now’ option. It only shows ‘Pay Later’ option which is usually approx $25-30/day higher.. Match start charcoal